In The News
Life Insurance: A Multi-Purpose Wealth Management Tool
Monday, December 26, 2011
Life insurance may be an extremely valuable and often under-utilized financial tool. It may help grandparents and parents protect their own financial futures and strengthen the financial security of those they love. Its unique combination of tax and non-tax benefits makes it a multi-purpose asset that
may help families and businesses in many different ways.
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No Medical Exam, Final Expense Insurance
Monday, November 28, 2011
What you Need to Know about Final Expense Life Insurance: Final expense insurance is a life
insurance policy written for a specific
purpose: To cover your funeral costs
and other short-term debts you leave
behind. Call us for a Quote and ask about a No Medical Exam life insurance policy.
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Variable Annuities: What You Should Know
Wednesday, November 09, 2011
Office of Investor Education & Consumer Advocacy, SEC; Variable annuities have become a part of the retirement and investment plans of many Americans. Before you buy a variable annuity, you should know some of the basics—and be prepared to ask your insurance agent, broker, financial
planner, or other financial professional lots of questions about whether a variable annuity is right for you.
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Medicare Enrollment for 2012 Begins
Friday, October 14, 2011
October 15th- December 7th is the Annual Election period for Medicare beneficiaries to choose their Medicare Part D Prescription Drug Plan or choose to be on a Medicare Advantage Plan:- Buffalo, NY & Tampa, FL. Mintco Financial, Inc. is pleased to announce our newest affiliation with Lloyd Schneider from Upright Financial, Inc. Lloyd has been serving the insurance industry for the past 14 years specializing in the area of Medicare Planning.
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Avoid Common Estate Planning Mistakes
Tuesday, October 04, 2011
Whether your estate plan is simple or complex, there are many details, which are often overlooked, that can undermine your plan’s effectiveness. Are you aware of these common estate planning mistakes?
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Press Release: Michael Minter Wins National Award from NAIFA
Friday, September 23, 2011
Respected Independent Financial Advisor, Michael Minter, Mintco Financial, Inc. has received the Quality Award from the National Association of Insurance and Financial Advisors (NAIFA), the industry’s leading trade association.
The NAIFA Quality Award recognizes professionalism through education and earned designations, production measured by performance metrics customized for each practice specialty, adherence to the NAIFA Code of Ethics, and service to your industry association.
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Life Insurance Awareness Month
Tuesday, September 20, 2011
Nonprofit LIFE Foundation coordinates Life Insurance Awareness Month. There’s a growing crisis of too many Americans not having adequate life insurance protection. According to the industry research group LIMRA, 30 percent of US households have no life insurance whatsoever. What you need to know about Life Insurance.
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In the News: Buffalo Business First
Monday, September 19, 2011
Mintco Financial & Michael Minter has been nominated for the Greece Chamber of Commerce 3rd Annual Small Business of the Year Award. Mintco Financial was nominated for its outstanding service to the WNY community as an independent financial advisor, specialized in the area of retirement and estate planning.
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Life Insurance with Long Term Care combo plan
Thursday, August 04, 2011
Have you resisted buying long term care protection because you think your premiums will keep increasing or you’ll never need the coverage? What if you never need long-term care, and had a plan that would pay your beneficiaries the entire income tax-free death benefit?
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Baby Boomers: PREPing for a Secure Financial Future
Tuesday, July 19, 2011
"Doing Anything to Improve Your Financial Security is Better than Doing Nothing."
Baby Boomers can expect to live much longer in retirement than previous generations. They also face challenges no previous generation has encountered, including: uncertainty about government programs such as Social Security; termination of traditional pensions; decreased personal savings rates; and skyrocketing healthcare costs.
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Zeroing in on Life Insurance Needs
Friday, June 24, 2011
How much life insurance do you need? A financial needs analysis can help determine what is important in creating and protecting the lifestyle you and your family enjoy. Even if your family’s current income doesn’t stretch far enough to satisfy all your financial objectives, the needs analysis process will help you establish priorities.
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The Most Asked Questions about Long Term Care Planning
Friday, June 17, 2011
Presented by The American Association for Long-Term Care Insurance: The need for long-term care is one of the biggest financial threats you could potentially face in life. This guide answers the most common questions regarding long-term care planning and insurance protection.
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Making a Case to Buy an Annuity (The Wall Street Journal)
Wednesday, May 18, 2011
What will be the biggest financial challenge if you live to age 100? Many investors approaching retirement think they have no need for annuities. But the life-time income guarantees offered by these insurance-company products can add security to portfolios that are mostly composed of stock and bond mutual funds.
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The Role of a Financial Professional in Charting Your Course
Tuesday, May 17, 2011
Making sound financial decisions requires knowledge of financial options, taxes, risk management, estate planning, pension benefits, and other areas—coupled with an understanding of how these elements interrelate.
“The Value of the relationship with your advisor will always be part of your Legacy”-Michael G. Minter
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Secure the Future with a Sound Estate Plan
Thursday, April 21, 2011
It is natural for many people to want to put off planning their estates. It’s an uncomfortable thought, to anticipate one’s own demise. In addition, many people believe that only the wealthy require estate planning. Or, that all that is involved is tax planning, which can be done “later.” Unfortunately, they may be wrong on both counts.
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Evaluating the Advantages of a Fixed Deferred Annuity and a Certificate of Deposit (CD)
Monday, April 11, 2011
Often times CDs are thought of as the only option to provide security and guaranteed growth. However, fixed deferred annuities offer security, guaranteed growth and tax benefits, making them another attractive option.
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Pension Maximization Analysis
Sunday, March 06, 2011
Looking at ways to maximize your pension options? Make sure you analyze all pension maximization strategies with a "fiduciary" financial adviser, to avoid the pitfalls associated with the concept. There are many advantages to establishing your own life insurance plan, but it's imperative you evaluate with someone that will look at all scenarios available to you.
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Press Release: LifeMark Securities Corp.
Tuesday, February 01, 2011
is pleased to announce that Michael G. Minter from Mintco Financial, Inc., 4444 Main St., Buffalo, NY, 14226 was recently named a Five Star Wealth Manager for 2011 for the Buffalo community by Crescendo Business Services (www.fivestarprofessional.com) and Buffalo Spree Magazine (March 2011 Edition) based on an extensiv
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A 3-Step Guide to Smarter Long Term Care Planning
Monday, January 24, 2011
A special planning guide for Kiplinger’s Personal Finance readers presented by the
American Association for Long-Term Care Insurance. The need for long-term care is one of the biggest financial threats you could potentially face in life. This guide provides information and tips regarding long-term care planning and insurance protection.
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Roth Conversion, Is It Right For You?
Thursday, December 02, 2010
On January 1, 2010, the rules for Roth IRAs changed. Thanks to the Tax Increase Prevention and Reconciliation Act of 2005 (“TIPRA”), higher income individuals with
an adjusted gross income (AGI) of more than $100,000 are eligible to convert to Roth IRAs for the first time. In 2010, and for all subsequent tax years, AGI limits go
away and all taxpayers will be permitted to convert their retirement assets to a Roth IRA.
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Consider Alternatives to Long Term Care Insurance
Tuesday, November 16, 2010
What if I never need Long Term Care? How can I buy a policy, so if I don't use the insurance I don't lose it? Seek counsel from a financial expert that will review all options available.
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Stretch your IRA across generations
Wednesday, November 03, 2010
The assets in your Individual Retirement Account (IRA) could help you create a source
of income for several generations of your family. To create this legacy, follow the Stretch IRA strategy.
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Consolidating Retirement Plan Assets
Friday, October 01, 2010
Over the years, you may find that you have accumulated a number of workplace retirement
accounts. Consider consolidating these assets into a single rollover IRA to simplify your life and help you take better control of your financial future.
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Navigating a Changing Tax Environment
Monday, August 30, 2010
Timely Strategies for Today, by: Brandon Buckingham, JD, LLM, Advanced Planning Attorney
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401k Rollover Guide, The Road to Retirement
Thursday, August 12, 2010
Planning for retirement can be confusing and stressful, especially when you experience life events that could alter the plan you already have in place.
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Retirement Reminders
Friday, July 30, 2010
As you get ready to create or revamp your retirement plans, it's important that you keep the following information top of mind.
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Tax Planning 2010
Tuesday, July 20, 2010
Tax Laws for 2010 have you confused? Get a head start and take advantage of all tax advantages and credits available to you before the year ends. For individuals, families, and business owners.
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Ready, Fire, Aim by Jack Bobo
Monday, June 21, 2010
The title to this piece reminds me of an outrageous comment by Nancy Pelosi during the final days of the health-care debate. "You have to pass the bill to find out what's in it", said Pelosi. Perhaps not the exact quote but close enough to it...
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Retirement Vulnerability of New Retirees in New York
Monday, May 17, 2010
Middle-class households in New York nearing retirement face a high risk of outliving their financial assets.
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Health Care Reform Law, Impacting Long Term Care
Friday, April 30, 2010
You may have heard that the new health care reform law (the Patient Protection and Affordable Care Act)includes a provision for long-term care coverage under the Community Living Assistance Services and Supports
(CLASS) Act.
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LifeMark Securities Corp. Happy 27th Birthday
Thursday, March 25, 2010
Guess Who is 27 Today?
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LOCAL INTEREST: Minter Achieves Membership in Million Dollar Round Table
Thursday, March 18, 2010
Prestigious Membership is Exclusive to World's Leading Financial Professionals
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Stay Focused on your Investment Goals
Friday, March 12, 2010
How paying attention to your emotions and taking a different look at investment returns may help bring some peace of mind.
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Kiplinger's: New Insurance Plans for Long Term Care
Monday, March 01, 2010
It's easy to be intimidated by the cost of Long Term Care Insurance.
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The Dangers on Current Economic Policies
Thursday, January 21, 2010
John Cochrane on the Dangers of
Current Economic Policies
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The Danger of
Tuesday, December 22, 2009
A study by three neuroscientists at Emory University finds that when given expert
advice, the decision-making part of our brain shuts down. That's not a big deal if the advice we are receiving is good. But what if it isn't?
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What Would I do if I were Retired
Monday, November 02, 2009
The general challenges of retirement
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Is Buy-and-Hold Still a Smart Strategy for Investing?
Wednesday, October 07, 2009
Buy-and-Hold is Dead. Long Live Buy-and-Hold
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The Basics of Diversification
Monday, July 27, 2009
Spreading money among different types
of investments is a sound strategy for
various market cycles.
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America's Lifetime Income Challenge
Wednesday, June 17, 2009
Retirement Income Planning: America faces a complex challenge securing incomes that last a lifetime for a rapidly growing population of retirees.
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Life Insurance: Part of a Sound Plan
Friday, May 29, 2009
No Financial Plan Is Complete Without Life Insurance: With adequate coverage in place, you may protect your family by helping to make sure they’ll have the financial resources they need to maintain their standard of living.
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Reinvesting When Terrified
Saturday, April 04, 2009
Jeremy Grantham, of GMO LLC, explains the value to sticking to your plan of reinvestment in good and bad times.
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The Real Rate of Return
Wednesday, March 25, 2009
The impact of taxes and inflation on your investments!
After you deduct taxes from the interest on your CD and adjust for inflation, what has happened to your buying power since 1978?
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A Special Focus on volatility and the stock market
Wednesday, February 11, 2009
Recession fears, corporate scandal, war, a housing crisis or some other significant event can make it difficult for individuals to remain confident about participating in the many swings of the market, and
focusing on the long term.
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Required Minimum Distribution Suspended for 2009
Monday, January 26, 2009
Has your IRA taken a beating? Did you know if you are over age 70 1/2 your 2009 RMD is not required?
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Choices Abound for Today's Retiree
Wednesday, December 17, 2008
Retirement Options with Annuities, Uncertain times demand specific answers for retirees most important questions.
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Long Term Care Awareness Month, November
Tuesday, November 11, 2008
Long Term Care Insurance for Less
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What should I do now? October 2008
Monday, October 20, 2008
Six Principles of Successful Investing
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Life Insurance Awareness Month
Thursday, September 04, 2008
Life Insurance Serves Many Purposes
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Grand Opening!! Mintco Financial Building
Tuesday, August 12, 2008
We are proud to Announce the Grand Opening of the Mintco Financial Building @
4444 Main Street, Buffalo, NY 14226.
Aug.30-Sept.1st. 1-5pm.
Join us for an Art Show,
"Quetzacoatl Countdown"
works provided by Erik Minter
(click to see more information)
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Rethinking Retirement Income
Tuesday, July 22, 2008
Keeping it simple in today's changing markets
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Investment News
Tuesday, June 03, 2008
Top Fund Firms ranked by average asset-weighted fixed-income returns
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Who'll Look After You?
Tuesday, May 20, 2008
If you're counting on long-term government aid for the elderly, think again
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Market Volatility and your Retirement:
Friday, March 07, 2008
Can Timing Alter Your Plans?
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Study reveals common investing behaviors
Thursday, February 07, 2008
John Hancock study 401(k) participants investment outcomes reveals common investing behaviors
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January Stock Market Swoons
Thursday, January 17, 2008
January Stock Market Swoons: Worst Starts Often Gave Way to Gains
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Americans Flunk Long-Term Care Quiz
Tuesday, October 23, 2007
Americans Flunk Long-Term Care Quiz
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Sustaining your Retirement to Fund All, Not just some of your Retirement
Thursday, August 30, 2007
How much of your retirement savings can you spend to maintain your standard of living, without prematurely exhausting your assets?
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Love & Money: Thinking About Long-Term Care... Now!
Sunday, February 25, 2007
The Wall Street Journal Sunday Article by Jeff D. Opdyke.
With apologies to the Beatles, my wife Amy, and I have been asking ourselves a question recently: Will you still need me, will you still feed me, when I'm 84?
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