2017 Tampa Bay Health Insurance Enrollment Season

What you Should know

2017 Tampa Bay Health Insurance Enrollment Season Open enrollment season begins November 1, 2016. This is the first day you can enroll, re-enroll, or make changes for plans that renew or begin January 1, 2017.

December 15, 2016 is the cut off for plans starting January 1, 2017. January 15, 2017 is the cut off for plans starting February 1, 2017.Open enrollment for health insurance on the healthcare exchange began last week and runs until January 31, 2017.

Almost 90% of Americans now have health insurance but there are still hundreds of thousands of people who are uninsured and could qualify.

Every open enrollment period has a few changes and this year is no exception.  Rates for the most part will be higher and there are fewer insurance companies participating or offering insurance plans.

However, there are tax credits available to offset some of the rate hikes.

Do I have to enroll Health insurance 2017?

You only have to enroll if you do not have a current health insurance plan that meets the new government standards. Those who have Medicare, Medicaid, employee-sponsored insurance, or their own individual plan, do not have to enroll.

If you have a job, it is especially important to check with your employer to see if they are offering coverage for you under the provisions of the Affordable Care Act.

If you do not have a current health insurance plan in place, or you do not have one offered by an employer, then you must get coverage either on your own or by enrolling in the Marketplace by December 15, 2016.

Health Insurance Penalties

If you choose not to get health insurance, the so-called individual mandate requires that you pay a penalty or fine. In 2016, the fee was 2.5% of household income or $695 per adult and $347.50 per child under 18 up to a maximum of $2,085. Penalties for 2017 have not been published, though they are expected to keep pace with inflation.

Tampa Bay Health Insurance Quotes

Health insurance is now required. A good insurance agent or broker will provide you a free education and make you a better consumer. Know your options and if you are an employer, know what is required of you.

The services provided to you by health insurance agents or brokers are FREE.

Call Mintco Financial for a Free Health insurance Quote at 813 964 7100

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