2019 Best Tampa Medicare Special Enrollment throughout the year
Special Enrollment periods for Medicare throughout the year
Anyone on Tampa Medicare can enroll in a medicare supplement (medigap) plan all year long, although underwriting health questions may apply.
Medigap policies may include F,N,K,L and G.
Medicare has specific enrollment periods for Medicare advantage and prescription drug plans that are different than medigap plans.
When can you apply for Tampa Medicare enrollment into these plans during the year?
EARLY ENROLLMENT PERIODS FOR ALL MEDICARE BENEFITIARIES
Annual Enrollment Period (AEP): October 15 – December 7 – ANNUALLY
Medicare Open Enrollment Period (OEP): January 1 – March 31 – ANNUALLY
Supplement plans can be added to original medicare- ALL YEAR LONG
Medicare Advantage Disenrollment Period: January 1-February 14- ANNUALLY
Tampa Medicare SPECIAL ENROLLMENT PERIODS THROUGHOUT THE WHOLE YEAR
Initial Enrollment Period (IEP) New to Medicare – 3 MONTHS BEFORE, THE MONTH OF AND 3 MONTHS AFTER YOUR MEDICARE STARTS
Moved / Relocation of Home Address – 60 DAYS AFTER MOVE DATE
Loss of Coverage – Current plan or Employer coverage plan ending – 60 DAYS AFTER LOSS OF COVERAGE
Enrollment into Medicare rated 5 Star plans – ANYTIME ALL YEAR LONG IF THERE IS A 5 STAR PLAN IN YOUR AREA
On Medicare prior to age 65, but now turning 65 – 3 MONTHS BEFORE, THE MONTH OF AND 3 MONTHS AFTER THE MONTH OF YOUR 65TH BIRTHDAY
If you have a chronic condition like heart disease, diabetes, COPD, or ESRD – ANYTIME ALL YEAR LONG
Trial Period for Medicare Advantage – Can Go back to (Supplement/Medigap) – CAN GO BACK ON SUPPLEMENT WITH NO HEALTH QUESTIONS WITHIN 1 YEAR OF TRIAL PERIOD OF MEDICARE ADVANTAGE, ANYTIME DURING THE YEAR.
Dual Eligible (Has Both Medicare and Medicaid) – CAN SWITCH PLANS ANYTIME ALL YEAR LONG
LIS Determination – Qualifies for Federal Extra Help with Prescription drugs – CAN SWITCH PLANS ANYTIME, ALL YEAR LONG
Institutionalized – Skilled Nursing Facility – CAN SWITCH PLANS ANYTIME, ALL YEAR LONG
SPAP Members State Pharmaceutical Assistance Program Members – ONE ELECTION PERIOD, ANY TIME OF THE YEAR, ONE CHANGE PER YEAR
2019 Medicare Enrollment in Tampa Bay
Most Medicare beneficiaries are under the impression that you can only switch plans during open enrollment October 15th thru December 7th.
Best Tampa Bay Medicare Agents
Do any of the above situations pertain to you?
If you are in Tampa Bay Area or surrounding cities throughout Florida call a Medicare plan broker like us.
We will shop ALL the plans available in your area with all insurance companies to suit your specific medications and medical needs.
Feel free to call or email and we will give you the answers you are looking for.
There are NO FEES for our services.