3 Best Retirement Planning Tips 2018 Florida

Saving for retirement is always a challenge. But a number of factors have added up in recent years that make it even tougher on those entering or preparing to enter retirement.

Here we list the 3 Best Retirement Planning Tips 2018 Florida:

  1. Look for small ways to save –Consider cutting back on your spending for items like magazines or fancy coffees. It all adds up. It may be better to live on a little less now, so you’ll have more when you really need it.
  2. Consider saving less for your children’s education –If you have to choose between saving for retirement and your children’s education, put money in your retirement plan. Let your children get jobs or borrow to help pay for their education. Later, you may be able to help them pay off their student loans, which carry lower interest rates.
  1. Revisit your investment strategy –Look for ways to get a little more growth without more risk than you can tolerate. If you choose only the most conservative investments for your retirement savings, your savings may not grow fast enough to give you the income you need after you retire.


Remember THE Three “S”s

Save now, Start now and Stay invested. Begin by investing what you can and try to increase this amount every few months. Using a pre-authorized deposit plan allows you to make regular contributions to your retirement savings plan. Remember, small amounts can accumulate significantly over time. No matter when you start investing, the key is to stay invested as long as you can. The longer you hold your investments, the more they will benefit from compound growth.


Mintco Financial Retirement Planning Florida and New York


It is wise to consult with professionals before making any major decisions regarding retirement planning. A financial advisor can help you determine what is best for you, your family, and your business.


Your pre-retirement years are no doubt some of the most fulfilling and busiest times of your life. We understand that it can be tough to plan for the future with so much happening in the present.

Mintco Financial here to help you.

We will help you engineer a financial game plan that will manage your wealth for your future.

Together, we will also figure out the best ways to protect your lifestyle and take care of your loved ones in the event of a catastrophe. Let us build you a strategy that will create a better future for yourself and your loved ones.

“The smart thing is to always look ahead and is the best way to protect yourself in this economic climate”, says Michael Minter, financial advisor at Mintco Financial.

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