Best Life Insurance Cancer Patients in 2019

1 in 2 men and 1 in 3 women will be diagnosed with some type of cancer in their lifetime.

Many cancer patients and cancer survivors can qualify for no medical life insurance. 

No medical life insurance is worth considering for those with preexisting health conditions.

For cancer survivors the amounts of coverage vary depending of on the type of cancer and the patient’s history.

7 Best Life Insurance Companies that have been known to help clients with a history of cancer

One of the best ways to save money on your life insurance plan is to compare dozens of companies before you pick the best one for you. Every insurance company is going to view your history of cancer differently, which means you’ll get drastically different rates depending on the company you choose.

Finding the perfect company can save you hundreds, or even thousands of dollars every year.

Some companies that have been known to help clients with a history of cancer.

Americo Eagle



Mutual of Omaha

Liberty Bankers

AIG – guaranteed issue

Gerber – guaranteed issue


No Medical Life Insurance Cancer Patients Guaranteed Issue Life Insurance

Most forms of cancer will eliminate your ability to purchase term life insurance for  cancer until a number of years have passed since your treatment and recovery.

There are, however, other life insurance options available to  cancer patients.

Guaranteed Issue Whole Life (GIWL) – this insurance is available to  cancer survivors. GIWL policies have lower death benefits (face value) and a graded period (1-2 years) before you are eligible for the guaranteed death benefit. During this graded period, most life insurance companies return your premium (with 8-10% interest) if a death occurs.

If the insured were to die of an accident in the two-year graded period, the life insurance policy would pay out the full death benefit.

Guaranteed Issue Term Life (GITL) – this insurance is available to  cancer patients and survivors. GITL policies come in two face amounts – $25,000 and $50,000. Just like GIWL, there is a two-year graded period before you are eligible for the guaranteed death benefit. If the death occurred during this graded period, either a return of premium or a percentage of the face amount would be paid to the beneficiaries.

Regardless of your health or any severe health problems you have, there is always one options for coverage; guaranteed issue life insurance. As you can guess from the name, these plans are guaranteed acceptance. There is no health exam or medical questions asked.

Get a Free Life Insurance Quote Cancer Patients HERE

Even if you’ve been declined for life insurance in the past, don’t assume you can’t get life insurance protection. Regardless of your health, there are still several options for protection. Not having coverage is one of the worst mistakes you can make for your family.

If you have any questions about getting life insurance after  cancer or the options available to you, please contact one of our agents today. We would love to answer those questions for you and find the best policy for you. Don’t wait another day to contact us and help you find a quality insurance policy.

Get a Free Life Insurance for Cancer Patients HERE!

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