Reasons why you should buy Children Life Insurance:

One of the biggest reasons to purchase children life insurance is because premiums tend to increase as we age. If you purchase permanent insurance, with
a fixed premium, you can take advantage of an opportunity to lock in very low rates. The child will enjoy a lifetime of protection at very low rates.

Paid Up Policies

You can even purchase some policies that can be paid off over a few years. While the child is young, you could pay off the policy, and then hand that
child a lifetime of paid off protection.

Life Insurance Can Grow An Asset Value

Cash value policies also can increase in value. Some people use these types of policies as coverage, but also as a form of savings or investment. If you
know the child or grandchild will need money in the future, for education or other needs, a cash value policy may be one way to make sure that the family
has access to money. If you like the idea of combining life insurance and an asset account, you may want to consider buying a permanent, cash value life


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Source: Blog