Fee-only financial advisor charge an hourly or flat fee for his/her services.
We all need a little help with our finances sometimes.
Especially as we get older, and our finances become more complex.
Just think of the financial planning that retires, sending kids to college, investing for income, estate planning, etc. It only makes sense to consult a professional about these matters.
One of the questions we get asked a lot is “How do you get paid?” or “what are your fees?” While that sounds like a very simple question, the answer can be complicated. In short, we get paid for services we provide. If you are interested in a financial plan, we charge a flat fee.
Depending on complexity and hours required to complete, costs can very. If it is just simply a consultative meeting, we charge an hourly fee of $250/hr.
If we are providing asset management, we charge a percentage of assets based upon account values.
So, to best answer that question, we must figure out exactly what you need.
Most people do not know exactly what they need and that’s why our initial consultation is always free.
No obligation, no strings attached, no hidden agendas.
At Mintco Financial, we replace a roar of impersonal information with our professional, fiduciary commitment to your family’s best interests. Charging fair, transparent fees for our advisory services, we’ll put your financial house in order: organized, on target, and ideally positioned to help you achieve your life’s goals.
It starts today when you reach out to us with your query. If you like what you hear, you can engage us for a discovery meeting, to tell us more about your personal and financial goals and challenges. From there, we’ll lead the way toward your best way forward.
In most cases we cover all your general financial planning questions in one hour. Some of the most common topics we help clients with are:
- 401k plan management and allocation planning
- Retirement plan projections and advice
- Life insurance coverage analysis and guidance
- Basic legal and estate planning recommendations
- Debt management planning
- Investment management allocation and planning
We provide our hourly financial planning clients a list of statements we find helpful and ask them to prepare a list of their most pressing financial questions. Together we’ll work through your questions and statements and cover each one until you have a clear path for your financial and investment management plan. The fees for developing a comprehensive financial plan and for performing individual services are listed below:
|All-Inclusive Financial Plan||Fee|
|Comprehensive Plan||Starting at $2500|
|Services Offered individually||Fee|
|Retirement Analysis||Starting at $500|
|Social Security Maximizer||Starting at $250|
|Investment Analysis||Starting at $250|
|Insurance Evaluation||Starting at $250|
|Estate Planning Review||Starting at $500|
|Long Term Care Needs Analysis||Starting at $250|
|Debt Analysis||Starting at $250|
|Medicare Review||Individual $75 / Couple $100|
|Health Insurance Assistance||Individual $75 / Couple $100|
Note: We track our hours when developing plans for our clients. If our hourly fee is less than what is quoted above, we will charge the lesser of the two fees.
Unlike most commissioned advisors working at a broker/dealer, we are not pressured to promote mutual funds, annuities and insurance policies. As an Independent Fiduciary Advisor, we have the freedom to objectively examine our clients’ situation and make the best recommendations possible while avoiding conflicts of interest.
So, give us a call. We’ll be happy to talk about how we can best help you pursue your personal version of financial freedom.