Applying for burial insurance is pretty straightforward. You start by comparing policies from as many providers as you deem necessary.

The best way is search online where you can compare various quotes. One good site is

Once you decide on one, you can call and ask for an application or apply online. It usually takes a few days from the time the completed application is received to get a decision from the insurer. Once approved, the policy is underwritten and put in force at the receipt of the first premium payment.

Burial insurance is nice to have if you have no other way of paying your funeral and burial expenses. Purchasing a policy relieves your survivors of the responsibility of making payment arrangements. That is a good thing. After all, they will have enough to worry about when you pass on.

Health exams are generally not required to qualify for burial insurance. However, the consumer does have to answer some basic health questions and legally attest to the fact that he/she is not gravely ill and expecting to die within a few months.

Most burial insurance policies are relatively affordable. As such, they offer the consumer a way to cover end-of-life expenses without breaking the budget.

The biggest downside of burial insurance is that it really has no investment value. Furthermore, a burial insurance policy will not pay out more in the future because funeral expenses go up. What the consumer agrees to at the time of purchase will be the entire face value of the policy for its duration.

Now that you know a bit more about burial insurance, you may want to consider it as a means of covering your own final expenses. Do not leave your family to absorb that cost on your behalf.

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Mintco Financial has been helping seniors with alzheimers, wheelchair, multiple sclerosis, cancer, parkisons get small policies to cover their final expenses. At Mintco Financial you speak direct to a person, no computers, no waiting on the other line. Quick and easy. The way it should be.

Call us at 813-964-7100 for a free quote or go to our website: