What is Term Life Insurance?
With Term Life Insurance, you pay a premium over a specified period of time, which is typically one to 20 years and it does not accumulate any cash value in the policy. Your death benefit or face value can be selected to meet your needs. And if you die during the term, the face amount of your policy will be paid to your beneficiaries. Term life insurance is ideal for young families who may be on a tight budget, because it offers the greatest amount of coverage for the lowest initial premium. Term is also a great choice when your need for coverage will disappear at some point, such as when debt is paid off or when a child goes to college.
Why would I want it?
Because you want to ensure that your family will have what you’re working so hard to provide – a home, a college education, the resources to live in comfort – should something happen to you. A term policy provides an excellent opportunity for you to do this – even if you’re just starting out – because such policies do not accumulate cash value and usually offer lower premiums than other life insurance products with the same face value.
Fast, Easy, and Affordable Life Insurance
Life insurance is a way to protect your loved ones financially after you die and your income stops. The answer to whether you need life insurance depends on your personal and financial circumstances. If you need life insurance, don’t delay!
Why wait? Are you confused? Have poor health? Afraid of paying too much? Have not found an honest analyst, only an insurance sales pitch? Want to know you have done your homework and compared at all the companies?
Let our team of analysts with over 25 years combined experience, with the ability to work with ALL Top Rated Insurance Carriers–work for you. You can feel confident working with someone who relates to you and will analyze your needs, most importantly, who is focused on providing you the most cost effective rates from the top rated companies. We will work with you to provide more than just a quote but an analysis that you can feel confident knowing you’ve secured the Right plan for you and your family.
Fill our simple quote form or give us a call. Whatever works best for you. We will make sure you will get a response in 24 hours.
Call 813-964-7100 or request a quote through our simple Term Life Insurance Quote Tool.
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