🌴 Life Insurance Quotes for Seniors Over 75 in California

🌴 Life Insurance Quotes for Seniors Over 75 in California

Living in California comes with sunshine, scenic views — and a higher cost of living. That’s why more seniors over 75 are exploring **life insurance** to help **cover final expenses**, leave a **legacy**, or simply **bring peace of mind** to their loved ones.

At **Mintco Financial**, we specialize in helping seniors across California find **affordable, personalized life insurance quotes** through easy virtual meetings.

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### 💡 Why Life Insurance Still Matters After Age 75

Even if your children are grown and your home is paid off, life insurance can still be a smart move. Here’s why:

* ✅ Cover funeral and burial costs
* ✅ Pay off any outstanding medical bills or debts
* ✅ Leave a financial gift to family or charity
* ✅ Avoid burdening loved ones with final expenses

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### 🧓 What Kind of Life Insurance Can Seniors Over 75 Get?

**Yes — you still have options!** Even if you’re dealing with health issues or on a fixed income, there are policies designed specifically for your age group.

#### 1. **Final Expense Insurance**

Also called burial insurance, this small whole life policy is made for covering end-of-life costs.

* No medical exam required
* Fixed premiums
* Lifetime coverage
* Typical face value: \$5,000–\$25,000

#### 2. **Guaranteed Issue Life Insurance**

You cannot be turned down — even with serious health concerns.

* Acceptance guaranteed
* No health questions
* 2-year graded benefit period
* Peace of mind for families

#### 3. **Simplified Issue Whole Life Insurance**

Faster underwriting with a few health questions, but **no medical exam**.

* Higher coverage potential
* Immediate full benefits
* Affordable for healthy seniors

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### 📍 Why California Seniors Choose Mintco Financial

We understand the challenges of living in a high-cost state like California. Our team offers:

* 💻 **Virtual consultations statewide**
* 💡 **Customized quotes from top-rated carriers**
* 🤝 **Fiduciary service — we work for YOU, not the insurance company**
* 🌟 **No pressure, just friendly guidance**

Whether you’re in Los Angeles, San Diego, San Francisco, or anywhere in between, we’re just a click or call away.

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## 💬 Let’s Find the Right Policy for You