Affordable Hospital Indemnity Insurance in Florida
Help protect yourself from unexpected hospital, emergency room, surgery,
and other covered medical expenses with fixed-benefit supplemental insurance.
Mintco Financial serves individuals and families nationwide.
What Is Hospital Indemnity Insurance?
Hospital indemnity insurance is supplemental insurance that pays
predetermined benefits for covered medical services. Depending on the plan,
benefits may be available for hospital stays, doctor visits, emergency care,
surgery, diagnostic testing, prescriptions, and other covered services.
Unlike traditional major medical insurance, hospital indemnity insurance
generally pays according to a fixed benefit schedule rather than paying
a percentage of your total medical bill.
What Can Hospital Indemnity Insurance Help With?
- Hospital admission
- Daily hospital confinement
- Emergency room visits
- Urgent care
- Doctor office visits
- Outpatient surgery
- Diagnostic testing
- Prescription benefits
- Certain cancer treatment benefits
- Other covered medical services
Example: ManhattanLife Affordable Choice Enhanced
One option Mintco Financial can help clients review is
ManhattanLife Affordable Choice Enhanced.
Affordable Choice Enhanced is a fixed-indemnity insurance plan.
It provides predetermined benefits for covered services rather than
paying a percentage of the provider’s actual bill.
Depending on the plan level, benefits may include:
- Hospital admission benefits
- Daily hospital confinement benefits
- Doctor office visits
- Emergency room and urgent care benefits
- Outpatient surgery benefits
- MRI, CT, and other diagnostic testing benefits
- Prescription benefits
- Certain cancer treatment benefits
ManhattanLife Affordable Choice Enhanced is not comprehensive major medical
health insurance and is not a substitute for ACA-compliant major medical coverage.
Benefits, exclusions, limitations, pre-existing-condition provisions,
availability, and premiums vary by state and plan.
Who May Want to Consider Hospital Indemnity Insurance?
- Self-employed individuals
- Families with high-deductible health plans
- People looking for additional hospital expense protection
- Individuals who want fixed benefits for certain covered medical events
- People comparing supplemental health insurance options
Compare Hospital Indemnity Insurance Options
Mintco Financial serves clients nationwide and can help you understand
available supplemental health insurance options in your state.
Insurance availability and benefits vary by state, carrier, and plan.
This information is for general educational purposes and is not a guarantee of coverage.
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Serving clients nationwide.