Shop Ameritas Dental and Vision Insurance Plans in North Carolina

Why Choose Ameritas Dental and Vision Insurance?

Ameritas has provided dental insurance for more than six decades and vision insurance for decades as well. The company offers a variety of plans designed for individuals and families who want flexible coverage options and access to nationwide provider networks.

Depending on the plan selected, members may receive benefits for preventive dental care, fillings, crowns, major dental procedures, eye exams, eyeglasses, contact lenses, and more.

Who Should Consider Ameritas Coverage?

Ameritas dental and vision insurance may be a good option for:

• Self-employed professionals
• Families without employer benefits
• Early retirees
• Medicare beneficiaries needing standalone dental or vision coverage
• Small business owners
• Independent contractors
• College graduates
• Part-time employees

Ameritas Dental Insurance Benefits

Depending on the policy you choose, dental benefits may include:

• Routine dental cleanings
• Oral exams
• Digital X-rays
• Fillings
• Crowns
• Root canals
• Bridges
• Dentures
• Dental implants on certain plans
• Orthodontic benefits on selected plans

Coverage levels, waiting periods, annual maximums, and deductibles vary by plan.

Ameritas Vision Insurance Benefits

Vision plans may provide benefits for:

• Annual eye examinations
• Prescription eyeglasses
• Frames
• Lenses
• Contact lenses
• Discounts through participating vision providers

Vision coverage can help reduce out-of-pocket costs for routine eye care and corrective eyewear.

Why Work With Mintco Financial?

Shopping for insurance online doesn’t mean you have to do it alone.

Mintco Financial provides personalized assistance before, during, and after enrollment.

• Compare multiple plan options
• Understand deductibles and waiting periods
• Review provider network information
• Receive enrollment assistance
• Get answers from a licensed insurance professional
• Ongoing customer support after your policy is issued

Can You Enroll Online?

Yes. Many Ameritas dental and vision plans allow qualified applicants to complete the enrollment process online. Electronic applications make it easy to review coverage, submit your application, and receive policy information electronically.

Why Consider Dental and Vision Insurance?

Routine preventive care may help detect dental and vision issues before they become more serious. Many people purchase dental and vision insurance to help budget for routine care while reducing the cost of unexpected treatments.

Even if you currently have medical insurance, it may not include comprehensive dental or routine vision benefits.

Frequently Asked Questions

Can I buy Ameritas dental insurance without employer coverage?

Yes. Individual Ameritas dental plans are available for many North Carolina residents who do not receive dental insurance through an employer, subject to plan availability and eligibility.

Can I purchase vision insurance separately?

Depending on the plans available in your area, Ameritas offers standalone vision coverage as well as dental and vision combinations.

Does Mintco Financial charge extra to help me enroll?

Mintco Financial helps clients understand available options and complete the enrollment process. Premiums are determined by the insurance company and the plan selected.

Can retirees purchase Ameritas dental and vision insurance?

Yes. Many retirees and Medicare beneficiaries purchase standalone dental and vision insurance because Original Medicare generally does not cover most routine dental care or routine vision services.

Disclosure: This article is provided for educational purposes only and should not be considered legal, tax, or insurance advice. Plan availability, premiums, provider networks, deductibles, waiting periods, annual maximums, and benefits vary by state, policy, and applicant eligibility. Coverage is subject to approval by the issuing insurance company and the terms of the policy.