BEST Burial Insurance in Pennsylvania

BEST Burial Insurance in Pennsylvania

Death may be inevitable, but it doesn’t have to leave your loved ones with a financial burden. The cost of a funeral today can easily exceed $10,000, and if you don’t have a plan in place, that bill may fall on your family. In addition to the emotional toll of losing a loved one, the financial strain can be overwhelming.

How Much Do Funerals Really Cost in Pennsylvania

The average funeral cost in Pennsylvania is around $10,000, but it can be much higher depending on whether you opt for burial or cremation. A traditional funeral with burial can easily run into the tens of thousands of dollars. These expenses include services like:

• Funeral home professional services
• Transfer of the deceased to the funeral home
• Casket, embalming, and viewing
• Hearse, burial vault, and grave plot
• Opening and closing of the grave
• Headstone engraving, flowers, and death certificates

It’s clear that funeral homes, like any other business, need to be paid promptly. Unfortunately, waiting for your estate to settle could take months, leaving your family to cover the immediate costs out of pocket. Some funeral homes may even charge interest or additional fees for delayed payments, adding to the financial strain.

How Life Insurance for Final Expenses Can Help

One way to ease the burden on your loved ones is by taking out life insurance for final expenses. These policies are specifically designed to cover end-of-life costs, providing your family with the necessary funds to handle funeral and burial expenses, along with any small debts or outstanding taxes.

With life insurance for final expenses, you can secure a policy with face amounts ranging from $5,000 to $50,000, offering enough coverage to meet your needs without paying for more than necessary. These policies are available to seniors aged 50 to 90, even if you have pre-existing health conditions.

From our experience, there’s often not enough money available at the time of death to cover all the final expenses, so it’s important to prepare in advance. In addition to funeral costs, your family may need funds for legal fees or taxes, and it’s always a good idea to have a small emergency fund set aside for unexpected needs.

A Final Gift of Financial Peace

Beyond covering funeral costs, a final expense policy can provide your family with a little breathing room. Whether it’s enough to take a short break after such a difficult time or simply to handle other unexpected expenses, having life insurance in place ensures your family won’t be left scrambling to come up with funds on short notice.

Why Relying on Government Assistance Isn’t Enough

While some may hope that government assistance will cover final expenses, the truth is that it’s rarely enough. In most cases, the aid provided is minimal, leaving families to shoulder the majority of the costs. That’s why having a final expense life insurance policy is a much more reliable solution.

Get Life Insurance for Final Expenses Today 

At Mintco Financial, we understand how important it is to leave behind a legacy of financial security, not stress. We specialize in helping seniors in Pennsylvania find affordable life insurance for final expenses, so you can rest easy knowing your loved ones are protected.