BEST Fiduciary 401(k) Rollover Advisor for South Carolina
BEST Fiduciary 401(k) Rollover Advisor for South Carolina
Leaving a job, retiring, or simplifying old 401(k)s? Get a clear plan in minutes. We serve clients across Greenville, Charleston, Columbia, Spartanburg, and Myrtle Beach — via secure virtual meetings.
Why Mintco
Fiduciary, Transparent, Local Focus
We align recommendations with your best interest and explain costs in plain English. You’ll know the why behind every move.
- ✓ Clear rollover roadmap (step‑by‑step)
- ✓ Fee & fund comparison vs. staying in plan
- ✓ Tax‑aware strategies (Roth, RMD, NUA scenarios)
Who we serve
Job‑Changers, Pre‑Retirees, & Retirees
From engineers in Greenville to hospital staff in Charleston, we help you consolidate accounts and simplify investing.
- ✓ Age 55–64 evaluating retirement windows
- ✓ Professionals changing employers
- ✓ Rolling pension lump sums into IRAs
How it works
Simple, Direct, No Surprises
- 15‑minute intro call to map your options
- Plan check: fees, investments, in‑service rules
- Paperwork done right: direct trustee‑to‑trustee transfer
Serving the Palmetto State
Greenville–Spartanburg
Manufacturing & tech corridors
- 401(k) rollover after job change or plant closure
- In‑service distribution at 59½ — evaluate pros/cons
- Consolidate old 401(k)s to a single IRA
Charleston & Summerville
Healthcare, ports, tourism
- Hospital & university plans — know your options
- Roth conversions & tax‑bracket management
- NUA review for company stock (if applicable)
Columbia & Lexington
State workers & private sector
- Compare keeping assets in plan vs. IRA control
- Low‑cost diversified portfolios with rebalancing
- RMD planning for ages 73+
Myrtle Beach & Pee Dee
Hospitality & retirees
- Late‑career rollover guidance for new residents
- Social Security timing & income coordination
- Beneficiary reviews & legacy planning
Rock Hill & Fort Mill
Charlotte metro commuters
- 401(k) to IRA when changing NC/SC employers
- Net unrealized appreciation (NUA) decisions
- Tax efficiency for cross‑border families
Statewide Virtual
Secure meetings, fast paperwork
- E‑signature and direct custodian transfers
- Portfolio alignment to your risk & goals
- Ongoing check‑ins and rebalancing
What clients say
“Made my rollover easy — no tax surprises and a better mix of funds.” (Julien. S.)
Transparent Costs
We explain advisory fees, fund expenses, and any custodial costs upfront — in writing.
Compliance & Care
Fiduciary duty, privacy, and security are built into every step of our process.
South Carolina 401(k) Rollover Questions
- Is cashing out ever a good idea?
- Cashing out can create taxes and possible penalties; it also removes future tax‑deferred growth. We’ll quantify trade‑offs before you decide.
- Can you help with multiple old 401(k)s?
- Yes. We consolidate scattered accounts into a single, diversified portfolio you can actually monitor.
- What if my new employer plan is excellent?
- We’ll compare the menu and costs; sometimes rolling into a new plan is best. Our advice remains objective.
- Do you coordinate taxes with my CPA?
- Absolutely — especially for Roth conversions, RMDs, and withholding choices.