Best MYGA Rates in Ohio – August 2026
If you’re looking for a safe way to grow your retirement savings while protecting your principal from market volatility, a Multi-Year Guaranteed Annuity (MYGA) may be an excellent solution.
MYGAs offer a guaranteed fixed interest rate for a selected number of years, making them an attractive option for retirees and conservative investors seeking predictable growth.
At Mintco Financial, we compare MYGA rates from multiple highly rated insurance companies available in Ohio to help you find the best annuity for your retirement goals.
Current MYGA Rates Available in Ohio – August 2026
Top 2-Year MYGA
| Insurance Company | AM Best | Guaranteed Rate |
|---|---|---|
| American National – Palladium MYGA | A | 5.00% |
Top 3-Year MYGA Rates
| Insurance Company | AM Best | Guaranteed Rate |
|---|---|---|
| Heartland National Secure Rate Pro | B++ | 5.80% |
| Farmers Life Safeguard Plus | B++ | 5.65% |
| Axonic Waypoint | A- | 5.50% |
| ELCO Mutual Guardian Eagle | B++ | 5.25% |
| American National Palladium MYGA | A | 5.25% |
Top 5-Year MYGA Rates
| Insurance Company | AM Best | Guaranteed Rate |
|---|---|---|
| Heartland National Secure Rate Pro | B++ | 6.10% |
| Farmers Life Safeguard Plus | B++ | 6.00% |
| Axonic Waypoint | A- | 5.80% |
| Royal Neighbors | A | 5.50% |
| ELCO Mutual Guardian Eagle | B++ | 5.50% |
Top 7-Year MYGA Rates
| Insurance Company | AM Best | Guaranteed Rate |
|---|---|---|
| Heartland National Secure Rate Pro | B++ | 6.10% |
| Farmers Life Safeguard Plus | B++ | 5.95% |
| Sagicor Milestone MAX | A- | 5.60% |
| Heartland National Secure Rate | B++ | 5.60% |
| Oceanview Harbourview | A | 5.50% |
Top 10-Year MYGA Rates
| Insurance Company | AM Best | Guaranteed Rate |
|---|---|---|
| Heartland National Secure Rate Pro | B++ | 6.15% |
| Farmers Life Safeguard Plus | B++ | 6.05% |
| Oceanview Harbourview | A | 5.80% |
| Heartland National Secure Rate | B++ | 5.70% |
| Royal Neighbors | A | 5.65% |
What Is a MYGA?
A Multi-Year Guaranteed Annuity (MYGA) is a fixed annuity that guarantees your interest rate for a specific number of years. Unlike CDs, MYGAs offer tax-deferred growth, allowing your interest to compound until you begin taking withdrawals.
- Guaranteed interest rate
- No stock market risk
- Tax-deferred growth
- Principal protection
- Multiple guarantee periods available
Who Should Consider a MYGA?
A MYGA may be a good fit if you are:
- Approaching retirement.
- Already retired.
- Looking for predictable retirement income.
- Concerned about stock market volatility.
- Rolling over IRA or 401(k) assets.
- Looking for an alternative to CDs.
Why Compare Multiple Insurance Companies?
Interest rates, surrender schedules, minimum premiums, and withdrawal features vary significantly between insurance companies.
Working with an independent annuity broker allows you to compare multiple companies instead of being limited to a single insurer.
Compare MYGA Rates in Ohio
Let Mintco Financial compare today’s highest MYGA rates from multiple highly rated insurance companies serving Ohio. There is no obligation, and we’ll help you find the guaranteed annuity that best fits your retirement goals.
🌐 Visit www.MintcoFinancial.com
Mintco Financial
Independent Annuity Broker Serving Ohio
Rates are subject to change without notice. Availability, age limits, surrender charges, and minimum premiums vary by insurance company. Contact Mintco Financial for the latest MYGA rates available in Ohio.