Florida Term Life Insurance Plans
Florida Term Life Insurance Plans
Affordable Term Life Insurance in Florida: What It Costs & Why It Matters
If you live in Florida and want a simple, affordable way to protect your loved ones financially, **term life insurance** may be the perfect fit. It’s flexible, budget-friendly, and provides peace of mind during life’s most important stages—like buying a home, raising kids, or planning for retirement.
At **Mintco Financial**, we specialize in helping Floridians find the best **term life insurance** plan at the right price—without the hassle or confusion.
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### 💰 What’s the Cost of Term Life Insurance in Florida?
The average cost of term life insurance in Florida depends on a few key factors:
* **Age**
* **Health**
* **Gender**
* **Coverage amount**
* **Policy term (10, 20, or 30 years) **
Here’s a sample breakdown for a healthy non-smoking individual:
| Age | \$250,000 Policy | \$500,000 Policy |
| — | —————- | —————- |
| 25 | \$12–\$18/month | \$18–\$28/month |
| 35 | \$14–\$22/month | \$22–\$35/month |
| 45 | \$25–\$40/month | \$40–\$65/month |
| 55 | \$50–\$90/month | \$85–\$145/month |
The younger and healthier you are, the lower your premium. That’s why starting early can lock in long-term savings.
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### 🛡️ Why Choose Term Life Insurance?
* **Low premiums** compared to whole life or universal life
* **Fixed monthly costs** and straightforward terms
* **Large death benefit** that can replace income, pay off debt, or fund education
* Flexible options to match your stage of life and financial goals
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### 👨👩👧 Who Should Consider Term Life Insurance?
* **Young parents** looking to protect their children’s future
* **Homeowners** with a mortgage or other large financial obligations
* **Business owners** with partners or key person coverage needs
* **Singles** who want to leave a legacy or cover final expenses
* **Seniors** seeking affordable short-term life insurance options
At Mintco Financial, we help tailor your term life plan based on what matters most—**your family, your budget, and your future.**
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### 📍 Why Mintco Financial?
* Independent advisors working for **you**, not an insurance company
* Based in Florida and helping clients across the state
* Access to multiple carriers for competitive pricing
* 25+ years of experience in life and retirement planning
* Friendly, honest, and pressure-free service
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### Ready to Protect What Matters?