Retirement Planning for Physicians Stanford Research

Retirement Planning for Physicians Stanford Research

When it comes to retirement planning, having a smart strategy isn’t just helpful — it’s essential. A recent report from the Stanford Center on Longevity titled *”Viability: A Framework for Evaluating the Viability of Strategies for Increasing Retirement Security”* offers powerful guidance for both consumers and financial advisors looking to build more secure retirement futures.

At Mintco Financial, we align our planning process with the same core principles Stanford highlights: **viability, security, and adaptability**.

### What Makes a Retirement Strategy Viable?

According to the Stanford report, a viable retirement strategy must meet three core criteria:

1. **Financial Sustainability** – The strategy must work over the long term without collapsing under economic stress.
2. **Scalability** – It should be applicable to a wide range of people and adaptable to evolving demographic and economic trends.
3. **Policy Support** – Effective strategies often benefit from alignment with public policies or regulations that promote retirement security.

### Why This Matters to You

As retirement approaches — whether it’s decades away or just around the corner — your financial choices today can determine your long-term quality of life. Strategies that may have seemed “good enough” in the past (like relying solely on Social Security or employer pensions) are no longer sufficient for many Americans.

At Mintco Financial, we help individuals and families design retirement plans that:

* **Include multiple income sources**, such as IRAs, annuities, and tax-efficient investments.
* **Minimize market risk** through personalized risk tolerance assessments.
* **Plan for longevity**, so you don’t outlive your money.
* **Adapt to your life stage**, career changes, and health concerns.

### Serving Clients Nationwide

No matter where you live in the U.S., our team at Mintco Financial is here for you. Through secure and personalized **virtual meetings**, we serve clients across the country — making expert financial guidance more accessible than ever. Whether you’re in Florida, California, New York, or anywhere in between, we bring retirement planning right to your screen.

### How Mintco Financial Uses the Stanford Framework

We apply the Stanford framework in practical ways to help ensure our clients’ retirement plans are truly viable:

* We assess the **economic feasibility** of your current strategy.
* We help scale your plan so it can grow with your career and lifestyle.
* We stay up to date on **public policy shifts** that could impact your retirement savings.

### Ready to Build a Viable Retirement Strategy?