Affordable Life Insurance in North Carolina Coverage No Medical Exams
Affordable Life Insurance in North Carolina Coverage No Medical Exams
Affordable Life Insurance in North Carolina Coverage from Ages 0–80 No Medical Exams Up to $1.9M
Finding flexible, affordable life insurance in North Carolina has never been easier—especially if you’re looking for high face amounts, fast underwriting, and optional riders tailored to your needs. Whether you’re protecting your family, leaving a legacy, or planning for final expenses, there are now fluidless life insurance options available with no blood or urine tests required—offering peace of mind without the hassle.
✅ Life Insurance Coverage Available for Ages 0 to 80 in North Carolina
This versatile policy is available for individuals from newborns to age 80. Face amounts range from $25,000 to $2,000,000, making it ideal for both modest and high-net-worth needs.
🛡️ Flexible Payment Options
- 10-pay, 20-pay, 30-pay
- Pay to age 100
- Policy matures at age 121
⚡ No Medical Exams? Yes!
Get coverage without the hassle of labs or exams:
- Ages 0–65: Up to $499,999 – No fluids required
- Ages 0–55: Up to $999,999 – No fluids required
- Ages 18–45: Up to $1,999,999 – No fluids required
📈 Monthly Sample Rates for North Carolina Residents
| Age | $100,000 | $250,000 | $500,000 |
|---|---|---|---|
| 25 | $68.11 | $162.33 | $319.06 |
| 40 | $118.77 | $289.18 | $573.19 |
| 55 | $250.52 | $615.33 | $1,198.84 |
| 70 | $552.36 | $1,291.51 | $2,569.25 |
🧩 Add-On Riders Available for Custom Protection
- Accidental Death Benefit
- Children’s Benefit Rider
- Chronic Illness Rider (min. FA $100K)
- Critical Illness Rider (min. FA $100K)
- Disability Waiver of Premium
- Guaranteed Insurability Option
- Income Protection Option
- Term Insurance Rider (up to 3x base face amount)
- Terminal Illness Accelerated Death Benefit Rider
💼 Who Should Consider This Life Insurance in North Carolina?
This policy is ideal for:
- Young adults and families (thanks to no-exam underwriting)
- Pre-retirees and retirees looking for legacy or income protection
- Parents seeking life insurance for their children
- High-net-worth individuals who want streamlined coverage up to $2 million
🏡 Why North Carolina Residents Are Choosing This Plan
With rising healthcare costs and uncertain economic conditions, North Carolinians are opting for no-hassle life insurance that offers:
- Fast approvals
- Broad age eligibility
- Customizable riders
- No-exam options up to $1.9M