Buffalo Financial Advisors Spotlight New F&G Annuity
Buffalo Financial Advisors Spotlight New F&G Annuity
Flexible Retirement Income for Uncertain Timelines
Q&A: A Flexible Income Annuity That Adapts to Your Retirement Timeline
Exploring Fidelity & Guaranty Life’s Latest Innovation with a Buffalo, NY Financial Planning Perspective
Q: What is the new annuity from Fidelity & Guaranty Life Insurance Company all about?
A: F&G has just launched a new income annuity designed to offer unmatched flexibility for retirees and pre-retirees. It’s built to address those big retirement “what-ifs”—like what happens if you need income sooner than expected or much later than planned. Whether you need income in just a few years or after ten years, this annuity gives you the power to choose.
Q: How does this annuity differ from traditional income annuities?
A: Traditional annuities require you to lock in an income start date—often years in advance. This new annuity from F&G lets you decide later, so you’re not boxed into a fixed timeline. It’s a more modern approach that gives you control based on how your life unfolds.
Q: Why is flexibility in income planning so important?
A: Life is unpredictable. Health changes, market fluctuations, or shifting retirement goals can all impact your financial needs. This annuity gives you the ability to adjust—so you’re better protected against the unknown. For those doing financial planning in Buffalo, NY, this flexibility is especially valuable in a region where economic conditions can shift quickly.
Q: Who should consider this annuity?
A: This annuity is ideal for:
- Individuals close to retirement who are unsure about when they’ll need income
- People who want guaranteed lifetime income but don’t want to lose flexibility
- Anyone working with a financial advisor in Buffalo, NY to build a customized retirement strategy
Q: Can this annuity be part of a broader financial plan?
A: Absolutely. At Mintco Financial, we help clients in Buffalo and throughout Western New York incorporate annuities as one piece of a holistic financial plan. This new F&G product is especially useful for those who want to combine safety, income, and adaptability in their retirement income strategy.
Q: How do I know if this income annuity is right for me?
A: Every person’s retirement path is unique. That’s why we recommend speaking with a fiduciary financial advisor in Buffalo, NY—like our team at Mintco Financial—to evaluate how this flexible annuity can fit within your long-term goals.
Get Started Today – Buffalo Financial Advisors Spotlight New F&G Annuity
If you’re in Buffalo or the surrounding area and want to explore how this annuity can support your retirement, contact Mintco Financial for a free retirement income consultation. Let’s plan your future with confidence—whatever it may hold.