John Hancock Life Insurance with Long-Term Care

John Hancock Life Insurance with Long-Term Care

John Hancock Life Insurance with Long-Term Care: A Smarter Way to Plan for the Future
Now Available in Florida, North Dakota, and South Dakota

When it comes to protecting your family and your financial future, having both life insurance and long-term care (LTC) coverage can provide peace of mind. But what if you could get both in one powerful solution?

Introducing John Hancock’s LifeCare, a hybrid Indexed Universal Life (IUL) insurance policy that combines death benefit protection, long-term care benefits, and growth potential—all under one umbrella.

Why LifeCare Is a Game-Changer

LifeCare is designed for people who want more than just life insurance. It’s built to provide living benefits—support when you need it most, whether it’s for extended healthcare or supplementing retirement income. Here’s what makes LifeCare stand out:

1. Built-in Long-Term Care Coverage

Long-term care costs are rising. With LifeCare, you can access your policy’s benefit if you require care due to chronic illness, injury, or aging. This can help protect your savings from being drained by unexpected healthcare expenses.

2. Life Insurance Protection

Your loved ones are protected with a tax-free death benefit, ensuring financial support in the event of your passing. It’s the foundation of a solid estate and financial plan.

3. Growth Potential with Downside Protection

As an Indexed Universal Life policy, LifeCare offers the opportunity to grow your policy’s cash value based on the performance of a market index, without direct exposure to market losses. This can help hedge against inflation over time.

4. Simplified Underwriting – No Exams Required

One of the best features? No labs. No paramedical exams. Underwriting is fast and simple, with policies often issued in just a few days.

5. Flexible and Personalized

LifeCare is not a one-size-fits-all policy. It’s customizable to your needs, your health, and your financial goals.

John Hancock Life Insurance with Long-Term Care Now Available in FL, ND, and SD

John Hancock LifeCare is now approved for sale in Florida, North Dakota, and South Dakota, making it accessible to individuals and families who want a modern approach to life insurance and long-term care planning.

If you’re a Florida resident looking for a way to protect your loved ones and prepare for possible long-term care needs—without sacrificing growth potential or peace of mind—LifeCare is worth considering.

Ready to Learn More?

At Mintco Financial, we specialize in helping clients navigate life insurance and long-term care options with confidence. As independent fiduciary advisors, we help you evaluate what works best based on your needs—not based on product quotas.

📞 Call us today at 813.964.7100
📅 Or schedule a complimentary consultation to see if LifeCare is the right fit for your financial plan.

Mintco Financial
Independent. Fiduciary. On Your Side.